Optimise cross-border flows to increase profitability by up to 30%

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Digitally transform your customers’ FX experience while enhancing efficiencies on cross border payment flows to unlock new revenue streams for your card issuing business.

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    Value of retail cross-border payments to reach 3.56 trillion USD in 2022

    Source: Statista

    Issuer Currency Optimisation (ICO)

    ICO is a next generation FX solution aimed at organisations such as issuing banks, fintechs and processors that recognise the need for innovation to enhance customer experiences.

    How Does it Work?

    Drive new growth, empower your customers


    Improved real-time transparency of FX rates via digital channels


    Provide alternative payment options for your customers when traveling abroad


    Improved customer segmentation options for greater control


    Drive new digital engagement opportunities

    Next generation service and expertise

    Revenue Optimisation

    Realtime FX capability for optimal revenue realisation

    Treasury as a Service

    Offer a wide range of foreign currencies (including exotics) to consumers without additional FX risk

    Minimal Disruption

    Flexible multi-stage deployment models minimising risk and operational disruption

    Ongoing Support

    Best-in-class professional services and technical partner support

    The engine for endless possibilities

    Implementing ICO equips you with the tools and the APIs to deliver superior functionality and customer experience.

    Enjoy a transparent currency exchange experience utilising real time interbank FX rates.
    Tools to support customers to compare rates.
    Set up alerts for tracking and monitoring when rates hit a desired point.
    Educate and inspire customers by offering exclusive rates or incentives on transactions when traveling abroad.

    87% of global merchants see cross-border as biggest growth area

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    About Fexco

    Since 1981, Fexco connects people and business across the world through innovation in payments, foreign exchange, business solutions and an ambition to grow new opportunities.

    • €34 bn annual processed transactions
    • Global pioneer in multi-currency technology
    • Operations in 29+ countries worldwide

    Get in touch to discover how we can deliver more for your issuing business