agriculture
Supporting investment in the agriculture sector
Agri finance in Ireland provides structured funding solutions for agricultural and farming businesses seeking to invest in essential assets. Agricultural finance supports farm development by enabling businesses to spread the cost of high value equipment and infrastructure through hire purchase or leasing agreements.
Farming operations are capital intensive and often operate on seasonal income cycles. Structured farm finance can assist with managing cash flow while maintaining productivity and supporting long term growth.
Agricultural assets that can be financed
Tractors and field machinery
Finance for tractors, balers, ploughs, seeders, cultivators and other machinery used for field preparation and crop management.
Farm vehicles
Funding solutions for farm vehicles such as pickup trucks, trailers, livestock trailers and other transport used in agricultural operations.
Livestock and dairy equipment
Finance for milking parlours, feeding systems, slurry equipment, livestock handling systems and other equipment used in dairy and livestock farming.
Agricultural technology and precision farming
Support for investment in GPS guidance systems, farm management technology, monitoring systems and other modern farming equipment.
finance options
Agri finance options available
Agricultural businesses may be able to access a range of asset finance solutions depending on their requirements and the assets being financed.
Hire purchase allows farmers and agricultural businesses to spread the cost of tractors, machinery and equipment through fixed repayments over an agreed term. Once all repayments are completed in line with the agreement, ownership of the asset transfers to the business.
Leasing allows agricultural businesses to use machinery and equipment through structured repayments without purchasing the asset outright. This can help farmers access modern equipment while preserving working capital.
Who we serve
Asset finance for different business types
Agricultural finance solutions may be available to a range of farming operations depending on eligibility and the assets being financed.
Explore asset finance solutions designed for sole traders and partnerships operating in the agriculture sector.
Finance solutions to support agricultural companies investing in tractors, machinery and specialist farm equipment.
Why agricultural businesses use asset finance
Spread the cost of machinery
Acquire tractors, balers, slurry equipment and other farm machinery while spreading the cost through structured repayments.
Manage seasonal cash flow
Asset finance can help farmers invest in equipment while managing income that may fluctuate throughout the farming year.
Access modern farming equipment
Upgrade machinery and technology used in farming operations to support efficiency and productivity.
Support farm development
Finance assets required to expand agricultural operations or invest in improved farming infrastructure.
Frequently asked questions
What agricultural equipment can be financed?
Asset finance may be used to finance tractors, farm machinery, slurry equipment and other agricultural assets used in farming operations.
Who can apply for agricultural finance?
Agricultural finance may be available to farmers, sole traders and agricultural businesses, subject to eligibility and credit assessment.
How are applications assessed?
Applications are assessed based on financial information, affordability and the asset being financed.