Company finance
Asset finance for companies and SMEs
Flexible asset finance solutions designed to help companies and SMEs in Ireland invest in vehicles, machinery and equipment while managing cash flow.
Business investment
Supporting business investment and growth
Companies and SMEs rely on vehicles, machinery and specialist equipment to support day-to-day operations and future growth. Asset finance allows businesses to access these assets while spreading the cost through structured repayments.
With finance options such as hire purchase, leasing and SBCI supported funding, businesses can invest in essential assets while maintaining working capital and supporting long term growth.
finance options
Asset finance options for companies
Companies and SMEs can access a range of asset finance solutions depending on the type of asset being financed and the needs of the business. Options may include hire purchase, leasing and SBCI-supported finance schemes.
Each option offers a different approach to ownership, repayments and flexibility, helping businesses choose the right solution for investment, growth and cash flow management.
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Choose a finance option
Hire purchase allows companies and SMEs to spread the cost of an asset through fixed repayments over an agreed term. Once repayments are completed in line with the agreement, ownership transfers to the business.
Leasing allows companies and SMEs to use vehicles, machinery or equipment through structured monthly payments without immediate ownership. This helps businesses access the assets they need while preserving working capital.
SBCI supported finance schemes provide eligible Irish businesses with access to competitively priced funding backed by the Strategic Banking Corporation of Ireland, supporting investment and business growth.
Why companies use asset finance
Spread the cost of equipment
Acquire machinery, vehicles and equipment while spreading the cost through structured repayments.
Maintain working capital
Preserve available capital for day-to-day operations and other business investments.
Access modern equipment
Upgrade machinery, vehicles and technology as business needs evolve.
Support business expansion
Finance new assets required to increase capacity or support business growth.
Frequently asked questions
Who can apply for asset finance?
Asset finance may be available to companies and SMEs in Ireland, subject to eligibility and credit assessment.
What types of asset finance are available?
Asset finance can be used to fund vehicles, machinery and equipment used in business operations.
What information is required for an application?
Applications typically require financial information and details about the asset being financed.
How are applications assessed?
Applications are assessed based on affordability, financial information and the purpose of the finance.
What happens if my business experiences repayment difficulties?
If you experience difficulty meeting repayments, please contact us as early as possible to discuss available options.
Important information for companies and SMEs
The provision of this service does not require licensing, registration or authorisation by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designed to protect consumers or by a statutory compensation scheme.
Schedule of fees
The schedule of fees outlines any applicable administrative or agreement-related charges associated with hire purchase arrangements.
Privacy policy
Your personal data is handled in accordance with applicable data protection legislation. Our privacy policy explains how we collect, use and protect your information when you apply for or hold a finance agreement.