Asset Finance

Leasing finance for Irish businesses

Leasing finance allows businesses in Ireland to access vehicles, machinery or equipment through fixed repayments without immediate ownership, helping preserve cash flow and flexibility.

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PrimeVoyage
JP Morgan

the process

How leasing works

Leasing allows businesses to use vehicles, machinery or equipment through structured repayments over an agreed term. The business pays for the use of the asset rather than purchasing it outright, helping to manage cash flow.

At the end of the lease term, businesses may have options depending on the agreement, such as upgrading to new equipment, extending the lease or returning the asset.

benefits

Benefits of leasing

Spread the cost of equipment

Leasing allows businesses to access vehicles, machinery or equipment through structured repayments over an agreed term.

Maintain working capital

Leasing helps preserve working capital while investing in essential business assets.

Access modern equipment

Leasing allows businesses to upgrade equipment as operational needs evolve.

Flexible asset use

At the end of the lease term, businesses may have options such as upgrading, extending or returning the asset.

Who we serve

Leasing for different business types

Leasing may be suitable for a range of businesses depending on their operational needs and the assets being financed.

Sole traders and partnerships

Leasing solutions designed for sole traders and partnerships investing in vehicles, machinery and equipment while maintaining flexibility.

 
 
Limited companies and SMEs

Leasing supports companies investing in business assets, helping manage costs while accessing modern equipment.

 
 
assets you can finance

Leasing can be used to finance a wide range of business assets

Agricultural equipment

Leasing finance for tractors, farm machinery and equipment used in agricultural operations.

Plant & Machinery

Leasing solutions for construction equipment, heavy machinery and specialist industrial assets.

Technology

Leasing finance for IT hardware, technology systems and equipment supporting business operations.

Renewable Energy

Finance for solar installations, energy efficient systems and sustainable investment projects.

Medical Equipment

Funding for diagnostic equipment, medical devices and healthcare technology.

Manufacturing Equipment

Support for production machinery and equipment used in manufacturing environments.

Transport

Lease vans, trucks and other vehicles used to support day-to-day business operations.

Frequently asked questions

Who can apply for leasing finance?

Leasing finance may be available to sole traders, partnerships and companies in Ireland, subject to eligibility and credit assessment.

What assets can be financed through leasing?

Leasing can be used to finance vehicles, machinery and equipment used in business operations.

Do businesses own the asset under a leasing agreement?

Under a leasing agreement, the business uses the asset but does not typically own it during the lease term.

What happens at the end of the lease term?

At the end of the lease, businesses may have options such as upgrading equipment, extending the lease or returning the asset.

How are leasing applications assessed?

Applications are assessed based on financial information, affordability and the asset being financed.

Next steps

Speak to our leasing team