industry finance
Machinery finance Ireland
Finance solutions in Ireland designed to support businesses investing in plant, machinery and heavy equipment across construction, agriculture and industry.
Plant & Machinery
Supporting investment in plant and machinery
Businesses investing in construction, engineering and industrial sectors often rely on specialist machinery and heavy equipment to deliver projects efficiently. Machinery finance helps spread the cost of these investments over time.
Finance solutions such as hire purchase and leasing support investment in plant and machinery while helping businesses manage cash flow and maintain working capital.
Plant and machinery assets that can be financed
Excavators and diggers
Finance for excavators, diggers and earthmoving machinery used across construction and infrastructure projects.
Loaders and telehandlers
Funding solutions for loaders, telehandlers and lifting equipment used across construction and industrial sites.
Dumpers and site vehicles
Finance for dumpers and transport vehicles used for moving materials and equipment across project sites.
Specialist construction equipment
Support for investment in specialist machinery such as crushers, compactors, drilling equipment and heavy plant assets.
finance options
Machinery finance options available
Businesses investing in plant and machinery may be able to access a range of finance solutions depending on their requirements and the assets being financed.
Hire purchase allows businesses to spread the cost of construction machinery through structured repayments over an agreed term. Once all repayments are completed, ownership of the asset transfers to the business.
Leasing allows businesses to use construction machinery and equipment through structured repayments without purchasing the asset outright, helping preserve working capital.
Who we serve
Asset finance for different business types
Plant and machinery finance solutions may be available to a range of businesses depending on eligibility and the type of equipment being financed.
Explore asset finance solutions designed for sole traders and partnerships investing in construction and engineering equipment.
Finance solutions to support companies and SMEs investing in construction plant, heavy machinery and specialist equipment.
Why businesses use plant and machinery finance
Spread the cost of heavy equipment
Acquire machinery, vehicles and construction equipment while spreading the cost over structured repayments.
Maintain working capital
Support investment in equipment while preserving capital for day-to-day business operations.
Access modern machinery
Upgrade construction machinery and equipment to support efficient project delivery and operations.
Support business growth
Finance equipment required to expand operations, take on larger projects and increase capacity.
Frequently asked questions
What is machinery finance in Ireland?
Machinery finance in Ireland allows businesses to spread the cost of plant and equipment through structured repayments over an agreed term rather than paying upfront.
What plant and machinery can be financed?
A wide range of plant and machinery can be financed, including excavators, diggers, loaders, telehandlers, dumpers and specialist construction equipment used across different industries.
Can I finance construction equipment or diggers?
Yes, machinery finance can be used to support investment in construction equipment such as diggers, excavators and other heavy plant used on building and infrastructure projects.
Who can apply for plant and machinery finance?
Plant and machinery finance may be available to sole traders, partnerships and limited companies, subject to eligibility and assessment criteria.
What finance options are available for machinery?
Common machinery finance options include hire purchase and leasing, depending on whether ownership or flexibility is the priority for the business.
How are machinery finance applications assessed?
Applications are assessed based on factors such as business performance, affordability and the type of equipment being financed, in line with lending criteria.
What happens if I have difficulty making repayments?