the process
How SBCI business loans work
SBCI loans are government-backed funding schemes designed to improve access to finance for small and medium sized enterprises (SMEs) in Ireland. The Strategic Banking Corporation of Ireland (SBCI) works with approved lenders to provide competitively priced finance.
These schemes aim to support business investment, with funding used for purposes such as purchasing equipment, investing in technology or supporting business expansion.
Benefits of SBCI loans
Competitive funding options
SBCI supported schemes provide Irish businesses with access to competitively priced finance.
Government backed scheme
Funding is supported by the Strategic Banking Corporation of Ireland to improve access to finance for SMEs.
Support for business investment
Funding may be used to support investment in equipment, technology and business development.
Long term financing options
Some SBCI schemes provide access to longer term finance to support business growth.
Who we serve
SBCI loans for different business types
SBCI supported funding solutions designed for sole traders and partnerships investing in business assets.
Funding solutions to support companies investing in equipment, vehicles and business expansion.
What SBCI loans can be used for
Agricultural equipment
SBCI loans for tractors, farm machinery and equipment used in agricultural operations.
Plant & Machinery
SBCI loans for construction equipment, heavy machinery and specialist industrial assets.
Technology
Business loans for IT hardware, technology systems and equipment supporting business operations.
Renewable Energy
Finance for solar installations, energy efficient systems and sustainable investment projects.
Medical Equipment
Funding for diagnostic equipment, medical devices and healthcare technology.
Manufacturing Equipment
Support for production machinery and equipment used in manufacturing environments.
Transport
SBCI loans for vans, trucks and other vehicles used to support day-to-day business operations.
Frequently asked questions
Who can apply for SBCI supported finance?
SBCI loans may be available to small and medium-sized enterprises (SMEs), sole traders and partnerships in Ireland, subject to eligibility and credit assessment.
What can SBCI loans be used for?
SBCI loans can be used to support business investment, including equipment, technology and expansion.
Are SBCI loans available to all businesses?
SBCI funding is available to eligible businesses in Ireland, depending on the specific scheme criteria.
What is an SBCI loan scheme?
An SBCI loan scheme is a government backed funding programme designed to improve access to finance for Irish SMEs.
How are SBCI loan applications assessed?
Applications are assessed based on eligibility criteria, financial information and the purpose of the funding.